SIMPLE but GOOD Advice
site is chock full of practical advice and insights into a wide variety of
issues that all people or someone they love and care about may
encounter during their lifetime.
Any information found on this site is for informational and
entertainment purposes only.
Before using or applying any information
found here, you must consult a licensed or certified professional to ensure it will work for
CONSUMER TYPES and FREE PRODUCTS
you ever thought about which type of consumer you are? There
are basically only three real answers; Smart, Stingy (selfish), or
Stupid. Let's discuss how we rate the consumer types by how
people really are (and not any of the psychological mumble jumble):
that "free" does not necessarily mean "worthwhile" so they only invest
time and effort into true values for their lifestyle.
even "free" items have a cost and that someone (seller or buyer) will
have to "pay for" that cost either now or later on.
quality "free" items by spreading the news about them to others with
"word of mouth", forums, or social media posts.
available) to support the "free" items that they find useful and
continue to use in their home, school, or work projects.
care if the "free" product might be discontinued if it does not
generate any revenues; after all they already have their "free" one.
not sure if they should tell anyone else because all of the "free"
items might be taken and they may not be able to get another later.
"free" is the most awesome category of pricing and cannot fathom how
much an item might really cost the creator or distributor.
the "free" thingy whether they need one or not, after all you just
can't beat "free" even if you just throw it away later on.
What you should know:
1. Not everything that is "free" is worth your time or effort
so don't just get something because it says "free" unless you can use
Even free items need funded whether it is pre- or post- production
meaning that "free" is a relative term and not a costing term.
Funding is provided either directly by
the creator/distributor, or by you in the form of responding to
ads or directly donating.
4. For "free" physical products, only
take those you can use and give them to someone else or recycle when no
Thousands of pedestrians are hit by vehicles every year and in 2017 nearly 6,000 of those people died (read GHSA Report).
There are many circumstances surrounding these accidents such as
walking alongside road, walking in a crosswalk, or standing on/near
road when pulled over or in an accident. Regardless of what your
situation is, or even if you feel that you are at fault, you need to
retain a lawyer or licensed legal representative immediately.
Why? Unless the driver/owner of the vehicle that hit
you is uninsured, your fight will be with the Insurance company.
They are all about business and saving/making money and do not
care about how anyone (you or the driver) feels. This is the
reason you need an attorney familiar with these kind of accidents to
represent you. Don't know who to consult with or hire? Call your local Better Business Bureau (BBB) and see if they can help. LIGHTING CHANGES CAN SAVE YOU MONEYNot too long ago, the craze was to get fluorescent light bulbs
(CFL's) which did cut down on energy consumption, but had the nasty
mercury content for you to deal with. Basically you couldn't just throw
them away, but they could be turned in to stores like Home Depot,
or Menards that could properly dispose of them. Now we have LED
as a choice, which by the way has been a very nice technological
advance for home consumers but usually with a steep price tag. Yes, LED bulbs
are expensive, so be sure to shop around and try just one pack at a
time before committing to a big purchases. The four basic elements of purchasing light bulbs are: Base, Type, Power, and Effect. The Base
is the screw-in design as the bottom of the bulb which the standard is
A19. Some lighting fixtures different styles like candleaberra,
so be sure to get the correct base style. The Type is going to be Incandescent, Fluorescent (CFL), or Light-Emitting Diode (LED). The Power
is the wattage of electricity that the bulb will use and may
relate to how much light it can emit. Please note that the
packaging on some CFL and LED bulbs will display both the actual
watts consumed and the equivalent comparison wattage to similar
Incandescent bulb. And lastly, the Effect is how bright (daylight) or soft (glow) the light appears in the room. We suggest that you look
around for lighting displays in stores that demonstrate how much light each
size (40w, 60w,100w) and effect can illuminate an area. Other than power (strength),
the next biggest thing to consider is the type of light, Daylight vs.
White (also check this at lighting displays). You will find that
each of these types (daylight vs. soft white) is desirable for
different areas of your home. For lamps, soft white lighting at
the preferred 100w strength looks really nice. For chandeliers
that point upwards, Daylight can really brighten the room.
For rooms with a ceiling mounted light fixture or with ceiling fan lights,
it seemed that Soft White worked best. Please note that everyone
will have their own preference, so be sure to try each type in an area
before committing to buying very many of any size or type.
Regarding all those left over CFL's, don't just give up on them
as they too were an expensive investment. You can continue to use
them along with the new LED's by perhaps mixing and matching what is
used by power rating. We tested a four globe lighting fixture on
a ceiling fan with a combination of two 100w CFL's and two 100w LED's
placed in an alternating pattern (CFL-LED-CFL-LED) which worked out
nicely. Happy lighting everyone!
CUT YOUR ELECTRICAL BILL
Hopefully you will never need it, but Renters
Insurance is a good thing to have. You should consider purchasing at
least the minimum amount of coverage that would be required to recover
your clothing and other belongings you will need to set up your life in
a new location. Many auto insurance companies also provide additional
coverage types like renters insurance. Contact your insurance
agent to see what they can do to help you get the coverage you need at
a price you can afford.
IMPROVING YOUR HOME TO SELL
wait! Get off your butt and paint!
is your friend! If you are thinking about selling your home
or business, go ahead and budget your money to paint it with modern
neutral colors. Fork out the cash and get cans of fresh new paint, do
not use old paint you found in the garage unless you know exactly what
type it is. If you do not know the difference between water-based
and oli-based paint, then be sure to consult the clerk where you will
be purchasing the paint. Even if you decide not to sell, you
can still enjoy the
fresh new look of your place.
REPAIRING, REPLACING, or BUILDING WITH WOOD
There are at least two types of wood that anyone new to building with lumber may not know; treated and untreated.
For indoor projects (not exposed to the elements/weather), you
will use untreated lumber. This is simply natural wood that has
been cut from the tree in a wide variety of sizes with no further
chemicals added. For outdoor projects (or in places exposed to
the elements/weather), you should consider treated lumber. These
cuts of wood have been pressure treated with chemicals to prolong their
usable life by preventing rot and detering wood-eating critters like
termites and ants.